"I have known Viraj for a many years. He was our bank manager before he established his own financial consultancy practice. I am able to testify to Viraj’s work ethic and personal integrity. I was pleased when he made the move to set up his own operation as an independent consultant. We were one of the first clients to access his services and contacts within the banking fraternity. Viraj has advised us on the restructure of our financial arrangements in order to meet our current and future requirements. To this end we have saved a considerable amount of future interest and fees. The most important aspects for us are an understanding our business model and relationships. I know number of other business bankers and brokers. However, Viraj’s extensive industry experience, creative solutions and excellent service delivery meant that he was the “professional of choice” to assist us cooperatively to meet our commercial financial requirements. We are very satisfied with Viraj’s services and we look forward to work with him in future”. I would have no hesitation in recommending him to other entities looking to economise and find the best available deal "